In keeping up with the fresh start of a “New Year, New Me” attitude, here are a couple resources to help kick start students in realizing and achieving their goals- especially when it comes to finances. Try to reinforce with your students that resolutions tend to fade all too quickly. Send the message that tweaking your practice of over-promising what you are going to accomplish in 2016 into a SMART plan of action instead. Also, keep in mind of needs vs. wants while prioritizing what matters most!



Curriculum Expectations

A3.2 record and organize information and key ideas using various formats

B1.2 distinguish between needs and wants, and identify needs, wants, values, and goals that may develop during adolescence

C1.1 identify and use effective decision-making strategies


SMART goal setting sheet


Needs wants assessment



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